| Below, you will
find a list of loan types that we do:
HARD MONEY COMMERCIAL LOAN - "Hard Money" is the name given to a
loan scenario when the parameters of the deal is outside the typical
bank lending guidelines.
Some of
the benefits our Hard "Private Money" Commercial Loan
Programs
offer are:
Quick approvals
Fixed and variable rate options (your choice)
Easy loan terms
Long amortizations
No pre-payment penalty options available
Loan amounts from $250,000 to $15,000,000
Full document and stated income loans available
NO INCOME VERIFICATION – These are loans where your income is
not requested or verified. You can put as little as 10% down with
stated income loans. Please keep in mind that there are several
varieties of "no-doc" loans in the market.
NO DOWN PAYMENT - 0% Down payment and closing costs paid by
the borrower (seller can contribute up to 6% towards closing costs).
CREDIT PROBLEMS – Do you have troubled credit? Filed for
Bankruptcy? We offer loan programs for customers with many types of
credit problems.
JUMBO LOANS – For 30 and 15 year fixed rate mortgages and
competitive ARM products with full documentation, alternate
documentation and / or limited documentation.
CONSTRUCTION LOANS – We offer financing of up to 90% of the
cost of land plus the costs of construction. We offer a one time
fixed rate closing or traditional ARM products.
INVESTOR LOANS – This type of loan is used to finance 1-4
family properties that will be used for investment purposes. As
little as a 10% down payment is needed.
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